Insurance rates—how are they even calculated? It can be complicated, but it all comes down to an algorithm that takes many variables into account. If keeping your rates as low possible is your number one concern, you need to know about
these five factors that can affect your bottom line.
Energy efficiency is one of the hottest growing trends in home design today. According to a recently released report by Fixr on Energy-Efficient Home Design Trends, many trends have recently emerged that may be important to homeowners
wanting to maximize their home’s efficiency.
When someone is getting a bit more serious about buying a home or refinancing an existing mortgage, the next step is typically to get a rate quote from a mortgage company. Because lenders set their interest rates on the very same set of
indices, these rates will be very close to one another. In fact, when getting rate quotes, it’s not surprising that most of the lenders quote the very same rate for that day.
First-time homebuyers tend to focus on two things: The price of the home they’re buying and the monthly payment. And it’s entirely understandable. Affordability is key when you’re buying your first place—or any place, for that matter.
And it’s especially relevant considering rising home prices across the country.
Freddie Mac's results of its Primary Mortgage Market Survey® shows that "mortgage rates have dipped quite dramatically since the start of the year and house prices continue to moderate, which should help on the homebuyer affordability front.
The combination of improving affordability and more inventory than the last few spring selling seasons should lead to improved home sales demand."
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