Earnest Money vs. Down Payment: How Do They Compare?
There are two terms you might hear if you’re in the market to buy a house—earnest money and down payment. The two are not interchangeable, but sometimes there’s confusion between what they are, what they aren’t, and how they compare.
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5 Things You Need to Know About Your Paycheck Stub
When lenders verify and validate information included in your mortgage loan application, with all due respect, they don’t simply take your word for it. While you may enter your monthly income on the application, they will use that amount initially to preapprove you but will eventually contact your employer directly to verify what you make each month.
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RE/MAX National Housing Report
September Home Sales Down Slightly as Inventory Challenges Persist
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7 Signs It’s Time to Downsize
Downsizing a home is almost inevitable for many older people. Once your children are out of the house, you don’t need and probably don’t want as much space as you once had. Downsizing can be smart financially and give you a new lease on life, but it can also be an emotional decision to leave your home behind.
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How to Give Your Décor a Sustainable Makeover
Sustainability and being more eco-friendly are top priorities for many of us right now. Luckily, you don’t have to spend a fortune to make your life more sustainable, including your home décor.
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Corvallis Market Conditions
Shape of the Current Market: Fall 2021
September Real Estate Roundup
Freddie Mac's results of its Primary Mortgage Market Survey® shows that "Mortgage rates rose across all loan types this week as the 10-year U.S. Treasury yield reached its highest point since June. Many factors led to this increase, including the Federal Reserve communicating that it will taper its support of the capital markets, the broadening of inflation and emerging energy supply shortages which compound other labor and materials shortages. We expect mortgage rates to continue to rise modestly which will likely have an impact on home prices, causing them to moderate slightly after increasing over the last year."
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