Things Lenders Can’t Ask You
We’ve talked here before about the types of questions you can expect to be asked when you begin to complete a loan application. Along with this, we explain why the lender asks the things it does and the proper types of answers that may fit your situation. Lenders can certainly ask about your social security number, employment, income and how much money you have available to close on the transaction, among others.
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How Does the MLS Work?
If you buy or sell a home, you’re probably going to hear about the MLS. MLS stands for Multiple Listing Service, used by real estate agents and brokers to provide information about properties that are for sale and to find listings for buyers that are available.
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RE/MAX National Housing Report
Inventory Continues to Outpace 2024 Levels, Buyers Pay Less for Third Straight Month
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Can You Use Home Equity to Buy Another Property?
hen you have equity in your home, you can tap into that and, if you’re strategic, use it as a way to build long-term wealth There are a lot of ways you can capture equity to build wealth. For example, you can pay off higher-interest debt or make home improvements that ultimately increase the value of your house. You can start a business or you can even invest in the stock market where returns might be significantly more than the interest you pay on your loan.
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How to Get a Mortgage When You’re Self-Employed
Getting a mortgage can be more challenging when you're self-employed, but it’s not impossible. For W-2 employees, getting a mortgage can mean showing your tax records from your employer to verify your income. For approving someone who is self-employed, lenders may be concerned that your income isn’t steady enough to make your monthly payments. Some lenders also prefer not to work with self-employed people because there’s more paperwork.
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Corvallis Market Conditions
Shape of the Current Market: Fall 2025
October Real Estate Roundup
Freddie Mac's results of its Primary Mortgage Market Survey® shows that "Mortgage rates decreased for the fourth consecutive week. The last few months have brought lower rates and homebuyers are increasingly entering the market."
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